Underwriter Ratings

  Stewart Title Guaranty Company First American Title Company
AM Best Company
(Financial Strength)		   A-
Demotech, Inc.
(Financial Stability)		 A" A
Standard & Poor's
(Financial Strength)		   BBB+
Moody's Investors Service
(Financial Strength)		   A3
LACE Title Rating Corporation
(Claims Paying Ability)		 B+  
Fitch Ratings 
(Insurer Financial Strength)		 BBB+ A-